The web app that shows freelancers what they can actually spend.
No more self-employmenttax surprises.
Is your bank balance lying to you? ChillTax separates your tax money from your spending money, so you know exactly what’s actually yours to keep. The whole tax engine is free — federal, state, and self-employment tax.
The tax math is free forever. No credit card required.
Dashboard Overview
Safe to Spend
$3,176
65% of income safe from taxes & bills
On TrackQ2 Tax Estimate
$1,840
Due Jun 15 · Saved
This Month
$6,200
18% vs last month
The Problem
Two problems. One app.
Traditional budget apps break when income fluctuates. Traditional tax apps ignore your day-to-day spending. We fix both.
The Tax Nightmare
- Surprise IRS bills every April
- Manual receipt sorting on Sundays
- Paying $129+ for TurboTax just to prep
- Missing quarterly deadlines & paying penalties
The Cash Flow Mystery
- Big months vs. painfully slow ones
- Afraid to spend your "extra" money
- Bank balance lies because taxes are hiding in it
- "Where did it all go?" every single month
Simple Setup
Up and running in 5 minutes.
No card, no bank connection needed. Just your numbers, run through the real IRS math.
Add your income and expenses
Upload a CSV from your bank or type transactions in by hand. Free, unlimited, and no bank login required.
ChillTax does the tax math
Self-employment tax, federal brackets, the QBI deduction and your state — run against real published 2026 IRS figures, not a flat 30% rule of thumb.
Know what's actually yours
See your real “Safe to Spend” balance and get reminder emails 7, 3 and 1 days before each quarterly deadline. Stop guessing whether you can afford that purchase.
Features
Everything in one place.
True “Safe to Spend”
Your bank balance lies. We subtract upcoming bills, quarterly tax estimates, and your safety buffer so you see exactly what is cleared to spend today without panicking tomorrow.
Auto-Categorization
ProConnect your bank and transactions sort themselves into IRS Schedule C categories. You review only what we were unsure of.
Adobe CC
Starbucks
No More Penalties
We calculate quarterly payments automatically and send alerts so you never miss a deadline.
Q3 Payment Safe✓
$0 in IRS penalties for you!
Built for Irregular Income
Plan month by month and reconcile what you actually earned, so a big month and a slow one both make sense.
Federal and State, All 50 States
Every 50 states plus DC, using real published 2026 IRS figures — not a flat 30% rule of thumb.
State estimates use a flat effective rate per state, not full state brackets, and exclude local and city taxes.
Available On
Your browser. Your budget.
The whole tax engine runs in your browser. Import a CSV or type transactions in by hand, track your spending, and see exactly what’s yours to keep — all on the free plan.
Web App
The complete tax engine at your desk. No card, no transaction limit, no catch.
- Federal and state tax, all 50 states + DC
- Safe to Spend, budgets, monthly planning
- Quarterly deadline reminder emails
No credit card required.
0 states
All 50 states plus DC, on the free plan
$0$0/yr
The tax math is free forever. $69/yr (or $8/mo) only adds automatic bank sync.
0x
Quarterly IRS deadlines managed automatically
Your Data, Your Control
We never seeyour bank login.
Connecting a bank is optional and read-only. Rather not? CSV import and manual entry stay free forever, and the tax math is identical either way.
“Connect your bank, or just upload a CSV. Both work. Neither one hands us your password.”
Privacy & Security
Read-Only Bank Access
Bank connection is optional. When you use it, access is read-only — ChillTax can never move money, and never sees your bank login.
US AWS Storage
All of your data is securely stored on high-security AWS servers located in the US.
Always Encrypted
Your information is protected by industry encryption standards — both in transit and at rest.
Your Data Stays Yours
Delete your account at any time. Imported transactions stay in the app even if a subscription ends.
Pricing
The tax math is free.
You only pay if you want your bank to do the typing. Everything else — the whole tax engine — costs nothing, forever.
Free
$0 forever
The complete tax engine. Not a trial, not a preview.
- Your full quarterly tax estimate
- Federal and state tax (all 50 states + DC)
- Self-employment tax, brackets, QBI deduction
- Manual entry and CSV import
- No transaction limit
- Safe to Spend, budgets, monthly planning
- Quarterly deadline reminder emails
No credit card required.
Pro
$69/year
Or $8/month. Annual works out to $5.75/month — save $27 a year.
Everything in Free, plus:
- Connect your bank (read-only)
- Transactions import and sort themselves into IRS Schedule C categories
- No more CSV exporting
- Review only what we're unsure of
Card required. Free for 14 days, then $69/year (or $8/month) unless you cancel first. Cancel any time from Settings.
State tax estimates use a flat effective rate per state, not full state brackets, and exclude local and city taxes.
Card charges appear on your statement as NUMBERLY INC.
FAQ
Good questions.
Everything you were going to Google anyway.
Yes. If you receive 1099s, run a sole proprietorship, drive for DoorDash, sell on Etsy, or do any gig work, ChillTax is built for you.
Stop winging it
on taxes.
Join freelancers who know exactly what they can spend, what they owe, and when to pay it.
Start free$0 forever. No credit card required.